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ekmcflye5t
Posted: Wed 23:17, 14 Aug 2013
Post subject: hollister france 5 Common Student Health Insurance
1) I'm young and healthy. I don't need health insurance!
A: Myth.
Health Care is more expensive than ever and is only going to continue to rise in cost. It's great that you're healthy now, but something unexpected could happen
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to you tomorrow! Take a simple common condition like appendicitis: statistics show that 680,000 people in the
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USA get appendicitis each year. That's 77 people an hour, or one person per minute
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who maybe completely healthy one minute and without warning have to have their appendix removed in an emergency surgery. Without insurance, the cost for that surgery might be around $20,000!
Other common medical issues with college students that can break the bank are injuries while playing sports or driving. Sexually Transmitted Diseases (STDs), pregnancies, meningitis, mononucleosis are also fairly common.
In the event that you need to pay for a hospital visit or treatment, you don't want to be caught without health insurance. Without a health insurance plan, the cost of medical care could put you and your family deep in debt for years or worse yet bankrupt your and or
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your family!
2) Health Insurance is only for emergencies.
A: Myth
Ever heard the saying that an ounce or prevention is worth a pound of cure? Health insurance covers much of the cost of routine check-ups and preventative medical care. You need
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to visit your general physician, dentist, eye doctor,
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gynecologist or urologist periodically to make sure you maintain good health and spot problems early. It's cheaper and can be far less painful!
Medication is also expensive. Having health insurance pay for your prescriptions could save you a lot of money.
3) International Students can get health insurance.
A: Fact
There are many health care plans available
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for international students. For example, on the link below international students
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can get an online quote and buy insurance instantly. Just flag on the quote form that your permanent
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residence is outside of the US.
4) Immigrants cannot apply for public health insurance programs.
A: Myth
Immigrants who are naturalized citizens or who are legal permanent residents (Green Card holders) or who fall under a qualified immigrant category are eligible for public health insurance if they meet the income and residency requirements of the programs. In addition, all children in NY state are eligible for public health insurance coverage regardless of their immigration status.
5) I can't afford health insurance!
A: Myth
You can't afford NOT to have health insurance! The monthly amount you would pay to an insurance company is small compared to the amount you may have to pay for an unexpected hospital visit if you are not insured. Don't wing it! Get the best health insurance you can afford. The difference between paying $80/month to cover yourself well versus paying $20,000 or even $5,000 for an emergency can
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make a big difference in your financial future and the quality of care you receive.
You do not want to be in a situation where you need to deny yourself medical insurance because your finances can't handle it.
FYI: Did you know that many college
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health plans EXCLUDE alcohol related injuries? if you are drunk and get into a fight or fall or get hit by a keg at a
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party you might be paying for your treatment out of pocket! Be smart and check for this clause in your policy.
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