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xyrva0h5
Posted: Wed 7:54, 04 Dec 2013
Post subject: louboutin pas cher 10 ways to protect your financi
Source:
10 ways to protect your financial identity being used for someone elses shopping spree
By BZ Riger-Hull, Certified Success Coach
Someone impersonating you could be spending your hard-earned money.
Impossible! Not really, [url=http://www.lotogame.fr/louboutin-pas-cher/]louboutin pas cher[/url] check, loan, and identity fraud are a real problem. In 2002, the federal trade commission estimated that identity fraud affected and estimated 3.3 million Americans; costing consumers $3.8 billion and business $32.9 [url=http://www.sisr.fr]Doudoune Moncler[/url] billion.
Here are 10 ways to protect yourself from having your financial identity used for someone elses shopping spree:
1. Order your credit report once a year from each of the three credit bureaus to make sure that you [url=http://www.jeremyparendt.com/Barbour-Paris.php]barbour pas cher soldes[/url] are familiar with all of the reported transactions and that there isn't any unusual activity. Call (888) 5OPT-OUT to request to have your name removed from their marketing lists.
2. Cancel all unused [url=http://www.pollinate.it]moncler outlet[/url] credit card accounts, and make sure to keep a copy of your credit cards and the toll free contact numbers so you can report the card number immediately if it is lost or stolen.
3. Don't carry extra credit cards, your social security card or passports in the same wallet except when completely unavoidable.
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7. Never have your social Security number printed on your checks. Never put your account information on the outside of an envelope or on a postcard. Give your Social Security number only when absolutely necessary. Ask if you can use another type of identifying number whenever possible.
8. Review your phone bills and cellular phone bills each moth for any unauthorized use. And compare your ATM receipts and cashed checks with your periodic bank statements to check for unauthorized transfers or charges.
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10. When creating passwords or Personal Identification Numbers (PIN) choose something different from your address, telephone number, middle name, the last four digits of your Social Security number, your birth date or any other information that could be easily discovered by thieves.
Bonus- Always write checks using a fine point permanent marker and put a line before the written amount so that no one can add something in once youve written [url=http://www.snubourgogne.fr/louboutin2014.php]louboutin[/url] the check.
Resources:
Credit reporting bureaus:
Eqifax- P.O. Box 740241 Atlanta GA 30374-0241.
To report fraud 800-525-6285
To order a credit report 800-685-1111
To opt out of pre-approved credit offers 888-567-8688
Experian- P.O. Box 2104 Allen TX 75013-2104
To report fraud or to order a credit report 888-397-3742.
To opt out of pre-approved credit offers 888-567-8688
Trans Union- P.O. Box 390 Springfield PA 19064-0390.
To report fraud 800-680-7289.
To order a credit report 800-888-4213
To opt out of pre-approved credit offers 888-567-8688
Check verification companies: To verify if there are any activities on your account from fraud contact these verification companies.
CheckRite- 800-766-2748
Chexsystems- 800-428-9623
National [url=http://www.paolofranco.it/hogan-outlet/]hogan outlet[/url] Processing Co. -800-526-5380
Telecheck- 800-710-9898
Social Security Administration-
To report fraud 800-269-0271
To order your earnings and benefits statement
800-772-1213
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