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"Hang on" I hear you say, "I never had a million dollars to lose - nor have any of my friends". That is probably true, but every day many people spend money on things they do not really [link widoczny dla zalogowanych] need or want. Often such spending is simply habitual, the speciality coffee, sodas, candy or the regular meals out. Other [link widoczny dla zalogowanych] times it is a more compulsive habit such as smoking, drinking or even excessive shopping.
One dollar, given enough time and the magic of compound interest will grow into a million dollars. By simply modifying a few behaviors or habits and investing the money that can be saved, virtually anyone has the ability to be a millionaire in their own lifetime. Naturally, the more you are able to save the quicker the process works. All that is needed is the genuine desire to start building your financial future and the inner strength to break those expensive habits.
This process is NOT about scrimping and saving, forgoing life's pleasures simply to achieve a million dollars sometime in the future. Life is for living now. The [link widoczny dla zalogowanych] point is that when you spend money on things that advance you in life or lift you spiritually the money is doing its job, but if you spend on things you don't really want or need, it diminishes you financially. Money saved by breaking such spending habits can be set to work, earning money for you.
By consistently saving the money that would otherwise have been spent on such habits, it is often enough to make a millionaire! The great thing is, nothing has really changed. You still earn the same, you still buy the things you need and want - you have simply eliminated the habits that caused you to throw your [link widoczny dla zalogowanych] money away on things you never really wanted anyway.
The real power of this [link widoczny dla zalogowanych] is not just the money, it is the financial freedom it buys you. A person with savings has choices. You may choose to wait for the [link widoczny dla zalogowanych] million dollars to accumulate in your bank account or you may choose after a few years to [link widoczny dla zalogowanych] spend $250,000.00 to follow a dream. The value of that choice - priceless.
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